Travelers

Our policy is to make available excellent urology care to all patients without regard to their insurance policy.  For patients with health insurance policies that cover our fees, your costs will depend on your copay, deductible and co-insurance policy of your insurance plan.  For patients with insurance policies that do not cover the fees for care provided by New York Urology Specialists, discounted self-pay rates are available for patient who prepay for their care in full at the time of visit.

New York Urology Specialists accepts patients with Travelers  commercial health insurance plans.

New York Urology Specialists is not an in-network provider; this means that we do not have a contractual agreement; as a result we submit all claims as an out-of-network provider.  Typically, there may be higher deductible / copay / coinsurance when you see an out-of-network provider.


If you have any questions about your insurance benefits, to schedule a consultation or if you need a second opinion, please contact us.  

We would be happy to check your health insurance benefits from Travelers  and to explain to you the costs (copays, coinsurance, deductible) that apply to you.


PPO Plans:

If your health insurance plan from Travelers has out-of-network benefits, all or part of your costs of care at New York Urology Specialists for medically-necessary care will be covered subject to terms and conditions of your health insurance policy (including copays/deductibles/coinsurance).

Some tests and procedures done at New York Urology Specialists may be considered not medically necessary by Travelers  or non-covered by Travelers.  This determination is a business decision based on terms of your agreement with Travelers .   When you are offered or prescribed a course of treatment at New York Urology Specialists, our advice is based on best-available science and extensive experience treating patients with a given condition.

Why are you not in-network with Travelers?

We understand that many patients with Travelers are looking for high quality urology care but have difficulty finding urologists who accept their plan in-network in New York City, Brooklyn, Queens, Long Island, Westchester and surrounding areas.

 

As Travelers insurance has not reached out to us, we do not have a contact with Travelers insurance.

We understand that health care is expensive.  While the quality of care is a paramount consideration, the costs of care are important to consider as healthcare costs can be considerable for patients with significant medical and urological problems.